Self Help Documentation
How are withdrawals in SWP taxed?
- Equity Funds: Withdrawals held for more than 1 year are taxed as Long-Term Capital Gains (LTCG) at 10% (beyond the tax-free limit, if applicable).
- Debt Funds: Withdrawals held for more than 3 years are taxed as LTCG with indexation benefits. Short-term withdrawals are taxed at the investor’s income tax slab rate.