SWP advantages: Potentially higher returns, tax efficiency, and flexibility. Fixed deposit advantages: Guaranteed returns and safety. Choose based on your risk tolerance and financial goals.

Yes, you can invest through SIP and withdraw through SWP from the same or different mutual fund schemes, creating a cash flow cycle.

SWP: You withdraw a fixed amount regardless of the fund’s performance. Dividend payout: Payout depends on the fund's declared dividends, which may vary or stop.