If the fund's value drops significantly, your withdrawals may deplete your investment faster. Choosing funds with lower risk (like debt funds) can mitigate this issue.

For regular funds, there is no lock-in, and you can start SWP anytime. For tax-saving schemes like ELSS, you can set up an SWP only after the lock-in period (e.g.,…

Yes, you can modify or stop an SWP anytime by submitting a request to the mutual fund house or through your investment platform.