< All Topics Main FAQs Is there a lock-in period for SWP? Print Is there a lock-in period for SWP? PostedJanuary 3, 2025 UpdatedJanuary 3, 2025 ByNortheast For regular funds, there is no lock-in, and you can start SWP anytime. For tax-saving schemes like ELSS, you can set up an SWP only after the lock-in period (e.g., 3 years in India).